Dyck-O'Neal, Inc. is a premier national purchaser, collector, and servicer of real estate loans, specializing in distressed and under-managed debt. Founded in 1988, the company initially focused on recovering mortgage deficiencies in Texas for government-sponsored enterprises (GSEs), banks, and mortgage companies. Over the years, it expanded its reach into additional states, adapting to nationwide foreclosure trends to address the evolving needs of its partners.
During the late 1990s, Dyck-O'Neal diversified its service offerings, introducing specialized programs such as employee assistance, borrower assistance, and promissory note workouts. A significant milestone was achieved in 1993 when the company partnered with the FDIC in the JDC (Judgment Debt Collection) program, focusing on resolving and recovering portfolios from failed financial institutions. This valuable relationship has been maintained and continues to bolster their expertise and service capabilities.
With over 30 years of industry experience, Dyck-O'Neal caters to a diverse clientele, including commercial and consumer loan sectors. Their extensive portfolio encompasses a wide variety of loan applications, including secured and unsecured loans, both performing and non-performing assets. The company prides itself on upholding the highest ethical standards within the financial community, ensuring accountability and integrity in all partnerships.
Despite its considerable growth and expansion, Dyck-O'Neal remains committed to the core values of a small, professional, and closely-held company. They offer a broad range of services designed to meet the needs of their partners, including loan and portfolio purchases, ensuring they meet and exceed expectations across various loan types and performance levels.